Service Overview
Long-Term Care
Planning conversations about care needs later in life and how they may be funded.
What it is
Long-term care refers to help with daily activities over an extended period, whether at home or in a care facility. Funding options and policy structures vary considerably.
Who this may be for
Adults thinking ahead about how extended care would affect their family and finances.
Why choose SO Financial Agency
As an independent agency, SO Financial Agency is not tied to a single carrier. Sandra Owusu works with you directly, from the first conversation onward.
- Personalized planning
- Responsive support
- Competitive coverage options
- A digital-first approach with a human touch
- Clear guidance at every step
How it works
1. A first conversation
You tell us about your situation, your goals, and what you want to protect or plan for. No obligation, no pressure.
2. A clear review of options
We compare the options available from the carriers we work with and explain the features, costs, and tradeoffs in plain language.
3. You decide, we handle the paperwork
If you choose to move forward, we guide you through the application and stay available for questions afterward.
Insurance products are subject to carrier approval, policy terms, conditions, and availability. This website provides general information and is not a contract or guarantee of coverage.